Unique businesses require customized loans.
Be empowered by flexible terms and competitive rates to meet a variety of business needs.
Features You'll Love
- Competitive fixed and variable rates.
- Available for a wide range of business needs.
- Flexible terms and repayment schedules.
Every business has goals worth investing in, whether you're expanding your space, upgrading equipment, or preparing for your next stage of growth. Countybank understands that no two businesses are alike, which is why we offer flexible financing solutions designed around your needs and budget.
With competitive fixed or variable rates and customized repayment terms, you can find financing that makes sense for your business today and supports where you want to go tomorrow. From purchasing property and funding commercial construction to expanding inventory and investing in new equipment, we're here to help you move forward.
Our experienced local lenders make the application process simple, offering hands-on guidance and personalized support every step of the way. With decision-making and processing right here in Upstate South Carolina, you can count on working with people who understand the local business community. At Countybank, you're more than a loan application—you're a neighbor, and we're invested in helping your business succeed.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit *
| Certificate | Minimum Opening Balance | Minimum Balance to Obtain APY2 | Interest Rate | APY |
|---|---|---|---|---|
| 1 Month | $1000.00 | $500.00 | 1.02% | 1.02% |
| 3 Month | $1000.00 | $500.00 | 1.04% | 1.04% |
| 6 Month | $1000.00 | $500.00 | 1.07% | 1.07% |
| 9 Month | $1000.00 | $500.00 | 1.09% | 1.09% |
| 12 Month | $1000.00 | $500.00 | 1.11% | 1.11% |
| 18 Month | $1000.00 | $500.00 | 1.15% | 1.15% |
| 24 Month | $1000.00 | $500.00 | 1.20% | 1.20% |
| 30 Month | $1000.00 | $500.00 | 1.21% | 1.21% |
| 36 Month | $1000.00 | $500.00 | 1.23% | 1.23% |
| 48 Month | $1000.00 | $500.00 | 1.24% | 1.24% |
| 60 Month | $1000.00 | $500.00 | 1.25% | 1.25% |
* A penalty may be imposed for early withdrawal.
Checking Accounts
| Account | Minimum Required Opening Deposit | Minimum Balance to Obtain APY2 | Interest Rate1 | APY1 |
|---|---|---|---|---|
| Signature Checking | $25.00 | $1,000.00 | 0.01% | 0.01% |
| Premier Checking | $25.00 | $5,000.00 | 0.05% | 0.05% |
| Free Business Interest Checking | $100.00 | $1,000.00 | 0.01% | 0.01% |
Money Markets
| Money Market^
Daily balances of:
|
Interest Rate1 | APY1 |
|---|---|---|
| up to $999.99 | 0.00% | 0.00% |
| $1,000.00 - 24,999.99 | 0.01% | 0.01% |
| $25,000.00 - 49,999.99 | 0.01% | 0.01% |
| $50,000.00 - 74,999.99 | 0.03% | 0.03% |
| $75,000.00 - 99,999.99 | 0.03% | 0.03% |
| $100,000.00 and up | 0.05% | 0.05% |
^The minimum balance to open a Classic Money Market account is $1,000.00. The minimum balance to obtain the stated APY depends upon the applicable rate tier
1 The interest rate and annual percentage yield may change after account opening.
2 Daily balance. The amount of the principal in the account each day.
^^The minimum balance to open a HSA Money Market account and obtain the stated APY is $1,000.00
Mortgage Rates
| Program Name | Rate | Points | APR |
|---|---|---|---|
| 5/1 ARM (Conforming) | 3.995% | 0.40% | 4.028% |
| 15 Year Fixed (Conforming) | 3.720% | 0.40% | 3.778% |
| 30 Year Fixed (Conforming) | 4.250% | 0.40% | 4.283% |
| 5/1 ARM (Jumbo) | 3.340% | 0.40% | 3.472% |
| 30 Year Fixed (Jumbo) | 4.340% | 0.40% | 4.424% |
Rates are subject to change without notice.
Rates last updated on 05/13/2019.
Savings Accounts
| Account | Minimum Required Opening Deposit | Minimum Balance to Obtain APY2 | Interest Rate1 | APY1 |
|---|---|---|---|---|
| Classic Savings | $25.00 | $200.00 | 0.03% | 0.03% |
| Health Savings Account | $100.00 | $1,000.00 | 0.02% | 0.02% |