Manage cash with solutions that pay.
Accept more payments, streamline processes, and securely increase cash flow with our variety of services.
Features You'll Love
- Enhance payment processing.
- Streamline collections.
- Improve overall cash flow.
Streamline Payments and Collections
Spend less time managing payments and tracking incoming funds. Countybank’s cash management solutions can help simplify how you pay employees and vendors, collect customer payments, and move money between accounts—giving you a more organized way to manage the financial side of your business.
Improve Cash Flow
Know what’s coming in, what’s going out, and when funds will be available. Countybank can help you improve visibility into your cash flow so you can better time payments, manage receivables, and keep the right amount of cash available for your business needs.
Increase Efficiency
Free up valuable time by simplifying routine financial tasks. With tools designed to automate and organize everyday cash management activities, you can spend less time on manual processes and more time serving customers, managing your team, and growing your business.
Manage Money With Greater Confidence and Control
Make informed decisions with a clearer view of your business finances. Countybank’s cash management solutions give you greater control over how money moves through your business, helping you manage daily obligations, protect your cash position, and plan confidently for what’s ahead.
ACH Services
Make paying and getting paid easier with Countybank’s ACH Services. Move money quickly and securely between accounts, receive payments directly into your Countybank account, and streamline everyday transactions. ACH can help accelerate cash flow, reduce the risk of paper-check errors, and lower the costs associated with printing, mailing, and processing checks.
Spend less time managing payments and more time running your business. ACH Services make it easy to pay vendors on schedule and deposit employee payroll electronically, helping your team avoid manual processing and keep payments moving efficiently. Whether you’re managing payroll, paying suppliers, or transferring funds, Countybank gives you a simpler, more secure way to manage your business’s cash flow.
Wire Processing
Move money quickly and confidently with Countybank’s wire processing services. Whether you’re paying a vendor, closing a transaction, or transferring funds, wire services provide a fast, reliable way to send payments when timing matters. With efficient processing and secure transactions, you can keep important payments moving and your business running smoothly.
Spend less time worrying about how funds will get where they need to go and more time focused on your business. Countybank’s wire processing services give you a convenient way to manage time-sensitive payments while helping you maintain greater control over your cash flow and day-to-day finances.
Bill Pay
Simplify everyday payments with Countybank’s Bill Pay. Easily manage and pay your business bills in one convenient place, helping you save time, stay organized, and avoid missed payments. Whether you’re paying vendors, suppliers, or recurring expenses, Bill Pay gives you greater control over your payments so you can spend less time managing bills and more time running your business.
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Business Credit Cards
Manage business expenses with greater convenience and control with Countybank’s business credit cards. Make purchases, manage employee spending, and keep business and personal expenses separate—all while simplifying expense tracking and cash flow management. With a business credit card from Countybank, you have a flexible way to handle everyday expenses and keep your business moving forward. Learn more here.
Payment Processing
Accept Payments Securely and Seamlessly
Whether you are an independent small business owner or a multi-store operation, we have a payment processing solution that's right for you. With the best in payment technology and the highest level of customer service, Countybank will make sure your business has what it needs to succeed in today's market.
The Right Technology
- Advanced processing solutions for in-person, online, or mobile transactions
- Accept credit and debit cards, mobile payments such as Apple Pay and Samsung Pay, wireless or countertop solutions, and more
- Offer your customers an easy and secure online checkout process
- Connect your website with a payment gateway so you can process transactions online, 24 hours a day
- In-depth and intuitive reporting and analytics tools that give your business access to the information it needs to operate more efficiently
Maximize Your Efficiency
Clover solutions make it easy for your business to accept credit cards, chip cards, and touchless payments.
With robust countertop and portable solutions, pairing your Clover device with apps from the Clover App marketplace can help easily track inventory, manage employees, run reports, and more.
Benefits of Countybank Merchant Services
- Accept credit card payments through iOS and Android devices
- Software for storing your client database
- Recurring billing
- Shopping cart integration
- QuickBooks Sync Pay integration
- Point of Sale systems that track time and attendance
- Inventory management
- Full-service payroll
- Gift cards
- Loyalty cards
Remote Deposit Capture
Deposit checks without leaving your office with Remote Deposit Capture. Using a desktop scanner and internet access, you can simply endorse, scan, and securely submit checks electronically to the bank. This convenient service can save your team time, reduce the costs of transporting and preparing deposits, and simplify accounting by reducing manual entry.
Get your funds working for your business sooner with same-day credit available for deposits submitted by 6:00 p.m. ET. Remote Deposit Capture also helps reduce the risk associated with handling and transporting paper checks, while advanced security measures help protect your deposits. It’s a simple, efficient way to manage check deposits—especially for businesses with multiple locations.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit *
| Certificate | Minimum Opening Balance | Minimum Balance to Obtain APY2 | Interest Rate | APY |
|---|---|---|---|---|
| 1 Month | $1000.00 | $500.00 | 1.02% | 1.02% |
| 3 Month | $1000.00 | $500.00 | 1.04% | 1.04% |
| 6 Month | $1000.00 | $500.00 | 1.07% | 1.07% |
| 9 Month | $1000.00 | $500.00 | 1.09% | 1.09% |
| 12 Month | $1000.00 | $500.00 | 1.11% | 1.11% |
| 18 Month | $1000.00 | $500.00 | 1.15% | 1.15% |
| 24 Month | $1000.00 | $500.00 | 1.20% | 1.20% |
| 30 Month | $1000.00 | $500.00 | 1.21% | 1.21% |
| 36 Month | $1000.00 | $500.00 | 1.23% | 1.23% |
| 48 Month | $1000.00 | $500.00 | 1.24% | 1.24% |
| 60 Month | $1000.00 | $500.00 | 1.25% | 1.25% |
* A penalty may be imposed for early withdrawal.
Checking Accounts
| Account | Minimum Required Opening Deposit | Minimum Balance to Obtain APY2 | Interest Rate1 | APY1 |
|---|---|---|---|---|
| Signature Checking | $25.00 | $1,000.00 | 0.01% | 0.01% |
| Premier Checking | $25.00 | $5,000.00 | 0.05% | 0.05% |
| Free Business Interest Checking | $100.00 | $1,000.00 | 0.01% | 0.01% |
Money Markets
| Money Market^
Daily balances of:
|
Interest Rate1 | APY1 |
|---|---|---|
| up to $999.99 | 0.00% | 0.00% |
| $1,000.00 - 24,999.99 | 0.01% | 0.01% |
| $25,000.00 - 49,999.99 | 0.01% | 0.01% |
| $50,000.00 - 74,999.99 | 0.03% | 0.03% |
| $75,000.00 - 99,999.99 | 0.03% | 0.03% |
| $100,000.00 and up | 0.05% | 0.05% |
^The minimum balance to open a Classic Money Market account is $1,000.00. The minimum balance to obtain the stated APY depends upon the applicable rate tier
1 The interest rate and annual percentage yield may change after account opening.
2 Daily balance. The amount of the principal in the account each day.
^^The minimum balance to open a HSA Money Market account and obtain the stated APY is $1,000.00
Mortgage Rates
| Program Name | Rate | Points | APR |
|---|---|---|---|
| 5/1 ARM (Conforming) | 3.995% | 0.40% | 4.028% |
| 15 Year Fixed (Conforming) | 3.720% | 0.40% | 3.778% |
| 30 Year Fixed (Conforming) | 4.250% | 0.40% | 4.283% |
| 5/1 ARM (Jumbo) | 3.340% | 0.40% | 3.472% |
| 30 Year Fixed (Jumbo) | 4.340% | 0.40% | 4.424% |
Rates are subject to change without notice.
Rates last updated on 05/13/2019.
Savings Accounts
| Account | Minimum Required Opening Deposit | Minimum Balance to Obtain APY2 | Interest Rate1 | APY1 |
|---|---|---|---|---|
| Classic Savings | $25.00 | $200.00 | 0.03% | 0.03% |
| Health Savings Account | $100.00 | $1,000.00 | 0.02% | 0.02% |