Create a big foundation for your small business.
Gain access to preferred lenders, personalized attention, and all of the resources you need with an SBA Loan.
Features You'll Love
- Enjoy competitive rates.
- Choose flexible terms.
- Experience local expertise.
As a small business bank we have experienced SBA Preferred Lenders specializing in SBA 7(a) loans.
- Small Business Bank Advantage: We offer competitive rates and low down payments with extended loan terms for small businesses that will help you attain your business goals.
- Expedited Loan Process: With our experienced small business lending team, our process offers fast underwriting and rapid credit decisions.
- Committed, Local Team: Our lending team in South Carolina consists of industry experts in small business lending who are committed to finding the best solutions to help meet your needs.
As one of the best small business banks in South Carolina we provide the following SBA loans in Simpsonville, Anderson, Greenwood, Greer, and Greenville SC.
- SBA 7(a) loans
- SBA 7(a) small loans
- Available for start-up businesses, as well as purchasing and refinancing existing businesses
- Government-assisted help for small businesses that might otherwise have difficulty getting approved
- Competitive loan rates for a wide range of small business needs:
- Commercial real estate purchase
- Construction
- Business acquisition or expansion
- Equipment/inventory purchase
- Working capital
- And more
- A wide range of lending options available
- Generally lower down payments and extended terms
- Additional considerations taken when deciding maturity*
- Decision-making and processing with a small business bank right here in Upstate South Carolina
- Small business loan expertise from locals you know and trust in Simpsonville, Anderson, Greenwood, Greer, and Greenville SC.
The SBA News You Can Use quarterly newsletter is designed specifically for small businesses and includes relevant news, information about Countybank products and services, and small business customer spotlights.
Putting People First Since 1933
At Countybank, serving others has always been at the heart of who we are. During the Great Depression, a time when many other banks were shutting their doors, our founders believed that our communities deserved something more. That's why they started Countybank – a local institution dedicated to putting people first. That's why we upheld our tradition of supporting our communities through the good times and the bad by embracing Paycheck Protection Program (PPP) loans.
PPP: Our Commitment in Action
We were honored to support our local businesses by participating in the Small Business Administration's PPP loans. Too many other banks were slow to get started, placed limits on who could receive support, or chose not to get involved altogether. At Countybank, that was never an option for us. Our team worked around the clock to ensure our small business customers received support quickly – no matter how much or how little funding they needed. After all, helping our neighbors is what we do best.
Real Stories From Real Customers
We've received countless emails, letters, and phone calls from those we supported through the PPP process, and their kind words have meant the world to us. See what Countybank customers had to say about their experience.
*Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit *
| Certificate | Minimum Opening Balance | Minimum Balance to Obtain APY2 | Interest Rate | APY |
|---|---|---|---|---|
| 1 Month | $1000.00 | $500.00 | 1.02% | 1.02% |
| 3 Month | $1000.00 | $500.00 | 1.04% | 1.04% |
| 6 Month | $1000.00 | $500.00 | 1.07% | 1.07% |
| 9 Month | $1000.00 | $500.00 | 1.09% | 1.09% |
| 12 Month | $1000.00 | $500.00 | 1.11% | 1.11% |
| 18 Month | $1000.00 | $500.00 | 1.15% | 1.15% |
| 24 Month | $1000.00 | $500.00 | 1.20% | 1.20% |
| 30 Month | $1000.00 | $500.00 | 1.21% | 1.21% |
| 36 Month | $1000.00 | $500.00 | 1.23% | 1.23% |
| 48 Month | $1000.00 | $500.00 | 1.24% | 1.24% |
| 60 Month | $1000.00 | $500.00 | 1.25% | 1.25% |
* A penalty may be imposed for early withdrawal.
Checking Accounts
| Account | Minimum Required Opening Deposit | Minimum Balance to Obtain APY2 | Interest Rate1 | APY1 |
|---|---|---|---|---|
| Signature Checking | $25.00 | $1,000.00 | 0.01% | 0.01% |
| Premier Checking | $25.00 | $5,000.00 | 0.05% | 0.05% |
| Free Business Interest Checking | $100.00 | $1,000.00 | 0.01% | 0.01% |
Money Markets
| Money Market^
Daily balances of:
|
Interest Rate1 | APY1 |
|---|---|---|
| up to $999.99 | 0.00% | 0.00% |
| $1,000.00 - 24,999.99 | 0.01% | 0.01% |
| $25,000.00 - 49,999.99 | 0.01% | 0.01% |
| $50,000.00 - 74,999.99 | 0.03% | 0.03% |
| $75,000.00 - 99,999.99 | 0.03% | 0.03% |
| $100,000.00 and up | 0.05% | 0.05% |
^The minimum balance to open a Classic Money Market account is $1,000.00. The minimum balance to obtain the stated APY depends upon the applicable rate tier
1 The interest rate and annual percentage yield may change after account opening.
2 Daily balance. The amount of the principal in the account each day.
^^The minimum balance to open a HSA Money Market account and obtain the stated APY is $1,000.00
Mortgage Rates
| Program Name | Rate | Points | APR |
|---|---|---|---|
| 5/1 ARM (Conforming) | 3.995% | 0.40% | 4.028% |
| 15 Year Fixed (Conforming) | 3.720% | 0.40% | 3.778% |
| 30 Year Fixed (Conforming) | 4.250% | 0.40% | 4.283% |
| 5/1 ARM (Jumbo) | 3.340% | 0.40% | 3.472% |
| 30 Year Fixed (Jumbo) | 4.340% | 0.40% | 4.424% |
Rates are subject to change without notice.
Rates last updated on 05/13/2019.
Savings Accounts
| Account | Minimum Required Opening Deposit | Minimum Balance to Obtain APY2 | Interest Rate1 | APY1 |
|---|---|---|---|---|
| Classic Savings | $25.00 | $200.00 | 0.03% | 0.03% |
| Health Savings Account | $100.00 | $1,000.00 | 0.02% | 0.02% |