Invest in a guaranteed return, with fixed rates on your terms.
Business Certificate of Deposit (CD) makes idle funds an asset, with higher rates than a regular savings.
Features You'll Love
- No setup fees or maintenance fees.
- Get fixed interest on balances.
- Explore a wide range of terms.
Reaching your financial goals starts with making your savings work smarter. Whether you're setting money aside for a major purchase, planning for the future, or simply looking for a dependable way to grow your money, Countybank’s certificates of deposit (CDs) offer a straightforward savings solution.
Earn fixed interest rates that are higher than regular savings, with the opportunity to earn even more by choosing a longer term. With terms ranging from one month to five years, you can find an option that fits your timeline and savings goals. Your rate stays fixed throughout the term, giving you predictable returns and more certainty than riskier investments.
Plus, there are no setup or maintenance fees, so you can focus on watching your savings grow. Open an account with just $1,000 and take another step toward your financial future. Just keep in mind that early withdrawals are subject to penalties, so choosing a term that works for your needs is important.
*A penalty may be imposed for early withdrawal. Fees may reduce the earnings on interest bearing accounts.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit *
| Certificate | Minimum Opening Balance | Minimum Balance to Obtain APY2 | Interest Rate | APY |
|---|---|---|---|---|
| 1 Month | $1000.00 | $500.00 | 1.02% | 1.02% |
| 3 Month | $1000.00 | $500.00 | 1.04% | 1.04% |
| 6 Month | $1000.00 | $500.00 | 1.07% | 1.07% |
| 9 Month | $1000.00 | $500.00 | 1.09% | 1.09% |
| 12 Month | $1000.00 | $500.00 | 1.11% | 1.11% |
| 18 Month | $1000.00 | $500.00 | 1.15% | 1.15% |
| 24 Month | $1000.00 | $500.00 | 1.20% | 1.20% |
| 30 Month | $1000.00 | $500.00 | 1.21% | 1.21% |
| 36 Month | $1000.00 | $500.00 | 1.23% | 1.23% |
| 48 Month | $1000.00 | $500.00 | 1.24% | 1.24% |
| 60 Month | $1000.00 | $500.00 | 1.25% | 1.25% |
* A penalty may be imposed for early withdrawal.
Checking Accounts
| Account | Minimum Required Opening Deposit | Minimum Balance to Obtain APY2 | Interest Rate1 | APY1 |
|---|---|---|---|---|
| Signature Checking | $25.00 | $1,000.00 | 0.01% | 0.01% |
| Premier Checking | $25.00 | $5,000.00 | 0.05% | 0.05% |
| Free Business Interest Checking | $100.00 | $1,000.00 | 0.01% | 0.01% |
Money Markets
| Money Market^
Daily balances of:
|
Interest Rate1 | APY1 |
|---|---|---|
| up to $999.99 | 0.00% | 0.00% |
| $1,000.00 - 24,999.99 | 0.01% | 0.01% |
| $25,000.00 - 49,999.99 | 0.01% | 0.01% |
| $50,000.00 - 74,999.99 | 0.03% | 0.03% |
| $75,000.00 - 99,999.99 | 0.03% | 0.03% |
| $100,000.00 and up | 0.05% | 0.05% |
^The minimum balance to open a Classic Money Market account is $1,000.00. The minimum balance to obtain the stated APY depends upon the applicable rate tier
1 The interest rate and annual percentage yield may change after account opening.
2 Daily balance. The amount of the principal in the account each day.
^^The minimum balance to open a HSA Money Market account and obtain the stated APY is $1,000.00
Mortgage Rates
| Program Name | Rate | Points | APR |
|---|---|---|---|
| 5/1 ARM (Conforming) | 3.995% | 0.40% | 4.028% |
| 15 Year Fixed (Conforming) | 3.720% | 0.40% | 3.778% |
| 30 Year Fixed (Conforming) | 4.250% | 0.40% | 4.283% |
| 5/1 ARM (Jumbo) | 3.340% | 0.40% | 3.472% |
| 30 Year Fixed (Jumbo) | 4.340% | 0.40% | 4.424% |
Rates are subject to change without notice.
Rates last updated on 05/13/2019.
Savings Accounts
| Account | Minimum Required Opening Deposit | Minimum Balance to Obtain APY2 | Interest Rate1 | APY1 |
|---|---|---|---|---|
| Classic Savings | $25.00 | $200.00 | 0.03% | 0.03% |
| Health Savings Account | $100.00 | $1,000.00 | 0.02% | 0.02% |