Premium value. Preferred rates.
Be empowered to get more from your banking experience. With exclusive benefits, preferred rates, and earned interest you can enjoy fully elevated banking.
Features You'll Love
- Get exclusive benefits.
- Access preferred rates.
- Earn competitive interest.
- $25 Minimum Deposit to Open
- $25 Monthly Service Charge - Waived with an Average Daily Balance of $25,000 or more in Combined Deposit Accounts OR an Average Daily Balance of $100,000 or more in Combined Loan Balances1
- Free Paper Statements with Check Images
- Unlimited ATM Withdrawal Fees Refunded
- Overdraft Protection Available
- Interest earned on Balances of $5,000 or greater
- Two Free Standard Check orders per year
- $35 Discount on a Safe Deposit Box
- Free Cashier’s Checks
- Preferred CD, Money Market & Loan Rates
- Free Incoming Domestic & Foreign Wire Transfers
- Free Visa Debit Card
- Zero Liability for Debit Card Purchases2
- Free Digital Banking
- Free Digital Wallet
- Free Bill Pay
- Mobile Deposits
- Free Local Customer Service
- Personal Banker Available
- FDIC Insured
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1 The account has a $25.00 service charge each month. To avoid the imposition of the service charge, you must meet one of the following requirements: maintain an Average Daily Balance of $25,000 or more in combined deposit accounts OR maintain an Average Daily Balance of $100,000 or more in combined loans. Combined deposit and loan balances are determined by adding account balances for all accounts under the same customer portfolio. In the event you have deposit or loan balances not combining for this waiver, contact Customer Service 1-800- 726-8689.
2 Visa’s Zero Liability Policy is our guarantee that you won’t be held responsible for unauthorized charges made with your Countybank Debit Card or card information. Visa’s Zero Liability Policy does not apply to certain commercial cards and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Countybank immediately of any unauthorized use. Contact us and/or refer to the Countybank EFT Disclosure for more details.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit *
| Certificate | Minimum Opening Balance | Minimum Balance to Obtain APY2 | Interest Rate | APY |
|---|---|---|---|---|
| 1 Month | $1000.00 | $500.00 | 1.02% | 1.02% |
| 3 Month | $1000.00 | $500.00 | 1.04% | 1.04% |
| 6 Month | $1000.00 | $500.00 | 1.07% | 1.07% |
| 9 Month | $1000.00 | $500.00 | 1.09% | 1.09% |
| 12 Month | $1000.00 | $500.00 | 1.11% | 1.11% |
| 18 Month | $1000.00 | $500.00 | 1.15% | 1.15% |
| 24 Month | $1000.00 | $500.00 | 1.20% | 1.20% |
| 30 Month | $1000.00 | $500.00 | 1.21% | 1.21% |
| 36 Month | $1000.00 | $500.00 | 1.23% | 1.23% |
| 48 Month | $1000.00 | $500.00 | 1.24% | 1.24% |
| 60 Month | $1000.00 | $500.00 | 1.25% | 1.25% |
* A penalty may be imposed for early withdrawal.
Checking Accounts
| Account | Minimum Required Opening Deposit | Minimum Balance to Obtain APY2 | Interest Rate1 | APY1 |
|---|---|---|---|---|
| Signature Checking | $25.00 | $1,000.00 | 0.01% | 0.01% |
| Premier Checking | $25.00 | $5,000.00 | 0.05% | 0.05% |
| Free Business Interest Checking | $100.00 | $1,000.00 | 0.01% | 0.01% |
Money Markets
| Money Market^
Daily balances of:
|
Interest Rate1 | APY1 |
|---|---|---|
| up to $999.99 | 0.00% | 0.00% |
| $1,000.00 - 24,999.99 | 0.01% | 0.01% |
| $25,000.00 - 49,999.99 | 0.01% | 0.01% |
| $50,000.00 - 74,999.99 | 0.03% | 0.03% |
| $75,000.00 - 99,999.99 | 0.03% | 0.03% |
| $100,000.00 and up | 0.05% | 0.05% |
^The minimum balance to open a Classic Money Market account is $1,000.00. The minimum balance to obtain the stated APY depends upon the applicable rate tier
1 The interest rate and annual percentage yield may change after account opening.
2 Daily balance. The amount of the principal in the account each day.
^^The minimum balance to open a HSA Money Market account and obtain the stated APY is $1,000.00
Mortgage Rates
| Program Name | Rate | Points | APR |
|---|---|---|---|
| 5/1 ARM (Conforming) | 3.995% | 0.40% | 4.028% |
| 15 Year Fixed (Conforming) | 3.720% | 0.40% | 3.778% |
| 30 Year Fixed (Conforming) | 4.250% | 0.40% | 4.283% |
| 5/1 ARM (Jumbo) | 3.340% | 0.40% | 3.472% |
| 30 Year Fixed (Jumbo) | 4.340% | 0.40% | 4.424% |
Rates are subject to change without notice.
Rates last updated on 05/13/2019.
Savings Accounts
| Account | Minimum Required Opening Deposit | Minimum Balance to Obtain APY2 | Interest Rate1 | APY1 |
|---|---|---|---|---|
| Classic Savings | $25.00 | $200.00 | 0.03% | 0.03% |
| Health Savings Account | $100.00 | $1,000.00 | 0.02% | 0.02% |